Is breakdown cover an insurance product?

Is breakdown cover an insurance product?

Breakdown cover is a type of cover that can help you out if your vehicle breaks down. It’s worth noting that while breakdown cover can be bought as a policy on its own, some insurers include breakdown cover as an optional extra with car insurance – some even offer it as a standard inclusion.

Is breakdown cover the same as insurance?

Breakdown cover is a type of insurance you take out in case your vehicle breaks down. It’s sometimes also called breakdown and recovery. It can be useful if your car, van or motorcycle gets a flat car battery or a punctured tyre as well as more severe faults.

What are the different types of breakdown cover?

There are five main types of breakdown cover, which we will explain in more detail below:

  • Roadside Assistance Breakdown Cover.
  • National Recovery Breakdown Cover.
  • Home Start Breakdown Cover.
  • Onward Travel Breakdown Cover.
  • European Breakdown Cover.

What is breakdown coverage?

Breakdown cover is a type of insurance you take out in case your vehicle breaks down. It’s sometimes also called breakdown and recovery. It can be useful if your car, van or motorcycle gets a flat car battery or a punctured tyre as well as more severe faults.

Should you get mechanical breakdown insurance (MBI)?

Owning a car can come with a lot of expenses, including unexpected mechanical repairs. Mechanical breakdown insurance (MBI) can cover for expensive mechanical failure not caused by regular wear and tear, and it can be useful for drivers whose manufacturer warranties have expired, although it may not always be cost-effective.

Does GEICO cover mechanical breakdown?

GEICO is one of the biggest providers of mechanical breakdown insurance. GEICO’s mechanical breakdown coverage is for new or leased vehicles with less than 15,000 miles, purchased within the past 15 months. Once you have this coverage, it may remain active for up to seven years or 100,000 miles.

What does mechanical breakdown cover?

Mechanical breakdown insurance (MBI) covers repairs to mechanical parts of your vehicle that break. Unlike car insurance physical damage coverages of collision and comprehensive, mechanical breakdown insurance covers your car’s mechanical parts that break in events not related to an auto insurance accident.