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What are Illinois auto insurance requirements?
The minimum amount of Illinois auto insurance coverage is $25,000/$50,000/$20,000. In the event of a covered accident, your limits for bodily injury are $25,000 per person, with a total maximum of $50,000 per incident. It also covers up to $20,000 for damage to another person’s property.
What coverages are legally required in IL?
Auto insurance requirements in Illinois
| Minimum Liability Coverage: 25/50/20 | Uninsured/underinsured motorist coverage (bodily injury) |
|---|---|
| $25,000 bodily injury per person $50,000 bodily injury per accident $20,000 property damage per accident | $25,000 per person $50,000 per accident |
What coverages are mandatory for auto insurance in Illinois?
If you’re a vehicle owner in Illinois, the minimum coverage you’re required to carry is:
- $25,000 for the injury or death of one person in an accident caused by you.
- $50,000 total for all injuries or deaths in an accident caused by you, and.
- $20,000 for damage to the property of another person in an accident caused by you.
Is it illegal to not have car insurance in Illinois?
Yes, it is illegal to drive without insurance in Illinois and across 48 of the 50 United States. In Illinois, liability insurance must be purchased at minimum, and must cover: $25,000 for bodily injury per person. $50,000 bodily injury per accident.
What is the cheapest car insurance in Illinois?
We compared auto insurance quotes throughout the state of Illinois to help drivers determine which companies offered the best rates. The cheapest car insurance in Illinois is provided by State Farm at $1,246, or more than $1000 cheaper than the state average.
What is the average car insurance in Illinois?
The average car insurance rate in Illinois is $1,004 a year. Your age, your driving record, the model of car you have, the severity and frequency of claims in your neighborhood and other variables are used by insurance companies to figure out the cost of your policy.
Does Illinois have no-fault auto insurance?
Commercial Lines Producer, Secure Investors Group, INC, Troy, Michigan. No. Illinois is not a no-fault coverage state. This means that in order to collect damages in an auto accident you will have to file a claim against the other person’s insurance.
Is car insurance mandatory for drivers in Illinois?
Under the state’s “mandatory insurance law,” Illinois requires vehicle owners to carry liability insurance for any vehicle registered in the state. If you’re a vehicle owner in Illinois, the minimum coverage you’re required to carry is: $20,000 for damage to the property of another person in an accident caused by you.